Tuesday, February 22, 2005

A Billionaire

I wanted to start with 'A Millionaire' but with the depressing interest rates these days, having one million in a high interest deposit bond account may only harvest around 3k every month. And for most urban dwellers (like me) who seek for luxury and comfort in life, being a millionaire is no big deal. So, I decided that being a billionaire is more realistic to talk about.

So, what will you do if you are a billionaire??? Well I guess that question depends a lot on how you get your one billion in the first place. The efficiency ranges from overnight to almost your whole life. Some lucky ones might hit the first prize lottery. A wealthy grandfather left a big lump sum of money to the his only grandchild. Or even picking up a blank check on your way to work? (Which is so impossible but the probability is not that depressing as it seems). Others work for it.

I will not go into entrepeneurs stories. As a normal working employee, a big question mark arise when we talk about having a normal working life, 9 to 5 everyday will make you a billionaire or not. I know friends and acquaintances who add more effort into it, 24 7 in the office. H*** knows what they are doing! But from the other perspective, they seem to be the category of people who gets faster promotion and could afford a mortgage and a car before the age of 30. That leaves me thinking...should I be working harder???

Going back to the billionaire story, what will I do if I am so filthy rich. Will I stop working? Will I spend half of it on luxuries? Will I travel around the world? Or Will I do something meaningful like social work? Hmm...giving some thoughts into the matter, I prefer to stay put with my current life. Probably happier. Start to spend without tracking my expenses. Get to buy all the gadgets I want. Dwelving into designer brands. Travel around when I have holidays. Etc etc etc. But hang on a sec...as I am doing all this, will I get bored of all of these one day and may be build up bad habits...

That is the dilemma of life. And in case you are reading this, the story above illustrates what came into my mind half an hour ago where I just came back from a busy 9 to 5 lecture day. If it doesn't make sense to you and you don't feel the pieces of story above correlates, just ignore it! It just occurs to me that I don't feel like revising or doing anything productive for the rest of the night. Will this kind of behaviour stop me from being a billionaire? If so please raise an alarm! Today's lecture: there are three layers in decision making - strategic, tactical and operational. Strategically, I want to be a billionaire. Tactically, I will work hard. Operationally, I just want to sit back and enjoy a dvd movie with my tub of Cherry Garcia Ben's & Jerrys :) for tonight.

Friday, February 18, 2005

Getting back on track

It's time for me to get back on track and work on my resolutions after a looonnngggggg holiday!

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